Welcome to Rodgers and Co Ins. Agency, Inc., your trusted source for home insurance information in West Middlesex, PA. In today’s fast-paced and ever-changing world, updating your home insurance policy annually might seem like an unnecessary task. However, staying on top of changes to your home can save you from potential financial losses in the long run. Let’s dive deeper into why this annual check is critical.
Home Improvements
Did you know that making improvements to your home can significantly alter the insurance coverage you need? If you’ve added a new room, installed a swimming pool, or even upgraded your kitchen, it’s essential to update your policy to reflect these changes to ensure adequate coverage.
Life Changes
Perhaps you’ve made a significant purchase that’s now kept in your home, or maybe there’s a new member of your family. These changes can affect the protection you need—so keep your insurer informed about them.
Deductible Adjustments
Your financial situation may change from year to year. You may find that you’re now in a position to increase your deductible and lower your premium, or vice versa.
Market Changes
The value of your home can increase or decrease based on fluctuations in the real estate market. Routinely reassessing your insurance coverage in line with these shifts can help you avoid being over or underinsured.
At Rodgers and Co Ins. Agency, Inc. in West Middlesex, PA, we’re committed to serving you with the most current, comprehensive, and personalized home insurance coverage. If it’s been a while since you last reviewed your policy, connect with us today—and let’s ensure it’s keeping pace with your life’s changes.